???? ??????? ????? ????????? ???????

??????? ?????/??????? ????? ????? ?????? ?????? ??????? ???????? ??? 92 ????? ?? DR-WALTER³
??????? ????? ????? ?? Techniker Krankenkasse (TK)
??????? ????? ????? ?? DR-WALTER/ottonova
????? ????? ??? ?? ??? ??????? ???????? ?? ?????? ???? ?????? ???? ??????? ?????? ??

????? ?? ??????? ?????? ???????? ????????

???? ?? ??????? ????? ??????? ?? Expatrio's Health Insurance Plus ??????? ????? ??????? ????? ?????3 ???????? ??????.

?????? ????? ???? ??????? ????? ????? ?????? ????? ??????? ??????? ?????? ??? ???????? ?????????? ???? ????? ??????? ?????? ??????? ????? ?? ???? ???? ?????? ????? ??????? ?????.

????? ????? ?????? ?? ??????? ??????? ??? ???????? ???????!

????? ?????? ?????? ??? ????????? ????????? ??? ?????? ????? ?????? ????????? ?????? ??? ????? ?????? ????????? ?????? ??.

??????? ????? ????? ?????/??????? ????? ?????/??????? ????? ????? ?? DR-WALTER, ????? ??? ???? ????? ???? ??????? ??? ???????.
??????? ????? ????? ?? Techniker Krankenkasse (TK)? ????? 17 ??? ??? ??????? ????? ????? ??? ??? ?????? ????? ????? ????? ??? ??????.
???? ???? ottonova? ???? ??????? ????? ?????? ??? ?????? ????? ?? ???? ?????? ???? ???????? ???? ???? ??? ??????? ?? ??? ???? ?????.

??????? ????? +

????? ????? ???????? ??????? ?? ???????

??????? ????? ??????? ????? ???????? ????? ??? ??? 95 ????. ?????? ??? ??????? ????????? ?? ???? ????? ??????.³
???? ????? ??? ?????? ??? ?? ??????? Techniker Krankenkasse (TK).⁴
??????? ????? ????? ?????? ??? ?????: ottonova ? DR-WALTER⁴
????? ????? ?????? ???? ????????
???? ????? ???? ?? ?????? ???????? ???????? ??? ???? ??????? ????? ??

???? ??? ????? ???

???? ?????? ?? Techniker Krankenkasse

TK ?? ?????? ?? ??????? ????? ?????. ??? ????? ??? ?????? ?? ????? ???? ?????? ?? ???? ???? Techniker Krankenkasse (TK). ????? ??????? ????? ????? ????? ???? ??????? ????? ???????? ?? ??? ??????? ????? ???????.

?????? ????? Focus Money? ??? TK ?? ???? ????? ????? ??? ?????? ?????? (????? ??? ???) ????? ????? ????? ??? ??????.4 ????? ?????? ??????? ?? ???????? ??? ????????? ???? ??????? ?????? ????? ?????? ?????? ??????? ???????.

???? ?????? ?? ottonova

ottonova is an award-winning Private Health Insurance partner of Expatrio. Private Health Insurance in Germany is an alternative to Public Health Insurance and comes with many benefits such as coverage of visual support, professional dental cleaning, free choice of doctors and access to private physicians, a double room in the hospital, as well as worldwide coverage. ottonova offers you excellent health coverage at a very fair cost, with great digital services.

???? ?????? ?? DR-WALTER

?????? ??? ???????? ??????? ??? ???????? ?????? ??? ??? ??? ?? ??????? ????????? ???? ??????? ????? ????? ?????. ?? ???? ??? ????? ?? ??????? ?????? ?? ????? ????? ????? ?? ????? ????? ????? ?? ????? ???? ?????. ?????? ??? ??? ??????? ??????. ??? ??? ??????? ?????? ??????? ???? ??????? ????? ??? ?? ???? ?????? ?? ???? ???????? ?? ?????? ?????? ?????????.

??? ??? ??????? ?? ???? ????? ?? ?????? ??????? (Studienkolleg)? ?????? ???? ??? ??????? ????? ????? ???? ??? ??????.

?????? ?? ??????? ????? ????? ?? ???? DR-WALTER? ??? ???? ????? ????? ????? ???? ?? 60 ????? ?? ??? ??????? ????? ??? ????? ???? ???????.4

?? ???? ?????? ???? ??????? ????? + ?

?? ?????? ?????? ???? ????? ????? ???? ??????? ????? + ?

?? ????? ??? ??????? ????? ???????? ????? ????????

???????

[*] ?? Value Package? ????? ????? ?? ??? 69 ???? ??? ???? ????? ?????? ??????? + ??????? ???? ??? ??? 90 ???? ?? TK-Flex + ????? ??? ????? ????? ????? ??? ??? 95 ???? + ????? ISIC ?????? ????? ??? ??? 18 ????. ??? ????? ???? ??? ??????? ????? ??????? ???? ?????? ??? ???? ??????. ????? Expatrio ????? ?? ????? ??? ????? ???????? ?? ?? ???. ???? ???? ?????? ????.

[1] ???? ?????? ???? ?????? ?????? ??? ??????? ???? ????? 69 ???? ??? ????? ?? ?? ?????? ??????? ???????? ?????.

[2] TK-Flex ?? ?????? ???????? ?????? ??? ?????? ??????? ????? ???????? ?? TK. ????? ????? ????? TK? ???? ??? TK-Flex. ????? Expatrio ?????? ???????? ????? ??? ????? ?????? ????. ?? ???? TK-Flex? ????? ?????????? ???? ????? ??????/?????? ??????? ???? ?? ??????? ?????. ??? ???????? ???? ?????? ??????? ???? ??? ??? 90 ???? ??????. ??? ???? ??? ???? ???? ???? ??? ??????? ??? ?? ???? ???? ?????? TK ????? ????? ????? ??????? ????? ?????? ??? ?? ???? ??? ???? 24 ???? ??? ???? (??? 120 ????) ??????. ????? ?????? ??? ???? TK-Flex ????? ?? ?????????.

[3] ????? ????? ??? ????? ??????/????? ???? ??? ??? 92 ????? ???? ?? ???? ?????? ??????? ???????? ????? ??? ??? 95.00 ????.

[4] ???? ???? Focus Money ???? TK ????? ”???? ????? ????? ??? ??????“? ????? ???? Study Travel Magazine ????? ”???? ????“ ????? DR-Walter? ????? ???? Kubus ???? ottonova ?????? ????? ?? ???? ?????? ???? ??????? ???? ???? ???????.

[5]??? ??? ????? ???????? ????? ???? ???? ????????? ????? ??????? ?? ????? ????? ???? ??????? ?? ??? ?????? ??? ??????? ?????? ??? ????? ??????? .
???? ?????? ??????? ?????? ???? ?????? ??? ??? ????? ??? ?????????.

杏吧论坛

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???? ?????? ?? Techniker Krankenkasse

???? ?????? ?? ottonova

???? ?????? ?? DR-WALTER

???? ??? ?????? ?????

?????? ?????? ????? ??????? Expatrio

??????? ?? ???????

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